A loan against mutual funds allows you to unlock liquidity without selling your investments. It’s a smart way to meet urgent financial needs while your mutual fund investments continue to grow. By pledging your mutual fund units as collateral, you can access a loan quickly, typically at lower interest rates compared to personal loans or credit cards.

At VB Rupee Magic Asset Distribution Private Limited, we understand the value of maintaining your investment portfolio while managing financial demands. With a loan against mutual funds, you can borrow a percentage of the value of your units without disturbing your long-term financial goals. The loan amount depends on the type of mutual funds you hold—equity funds generally offer lower loan-to-value ratios compared to debt funds.

This option provides flexibility, as you only pay interest on the amount utilized, and you can repay the loan at your convenience without compromising your investment returns.