PMS, or Portfolio Management Services, refer to investment solutions offered by financial institutions to manage a customized portfolio on behalf of individual investors. Tailored to the investor’s financial goals, risk tolerance, and preferences, PMS involves professional management of a diversified range of assets, including stocks, bonds, and other securities. Investors directly own the underlying securities in their portfolio. PMS providers typically offer personalized advice, regular performance updates, and transparency in portfolio holdings. This service is suitable for investors seeking personalized and active portfolio management, but it often requires a higher investment threshold due to its customization and personalized nature. PMS aims to potentially achieve superior returns while aligning with the investor’s specific financial objectives.