A structured product is a complex financial instrument that combines different elements, often derivatives, to create an investment offering with customized risk-return profiles. It’s designed to meet specific investment goals or to offer exposure to particular market trends. Structured products typically involve bonds or notes linked to an underlying asset, index, or combination of assets. These products offer investors a combination of traditional investments and derivative strategies, such as options or swaps, to provide potential returns that may not be achievable through conventional investments alone. However, they also involve inherent complexities and risks, including potential loss of capital, limited liquidity, and sensitivity to market changes. Investors considering structured products should carefully assess their understanding of the product, the issuer’s creditworthiness, associated costs, and the potential rewards against the risks involved.